Despite what those
other lenders said?
Yeah, We Can Do That.
Loan products few lenders can get. Partnerships few lenders have. The expertise to close deals others walk away from.
Meet the Team
Your Advisors
Two Colorado Springs mortgage advisors who have built their practice around finding solutions others can’t. Good friends. Serious professionals.
Aaron Keyes
Mortgage Advisor — NMLS #2115518
Our Promise
Let's Make It Happen
With loan products few lenders can access and partnerships that run deep, we can often do things most lenders simply cannot. That is not marketing talk. We have sat across the table from borrowers who were told no by two, three, sometimes four other lenders. We found a path. Not every time, but more often than you would expect. If you have been turned down, had a deal fall apart, or been told your situation is too complicated, it is worth a conversation. We have seen complicated. We know what to do with it.
We find a way
We have saved deals three other lenders turned away. That is just Tuesday.
No surprises
You will know exactly where you stand at every step. No drama at the closing table.
Honest answers
If a product is not right for you, we will say so. The right outcome matters more than a closed loan.
Competitive rates
Our rates compete with any lender you find. Our expertise and access are what set us apart.
What We Offer
More Options. Better Outcomes.
From standard conventional loans to specialty products most lenders have never heard of, we have the access and expertise to find the right fit for your situation.
01
Specialty Programs
One of the few lenders offering both the All In One Loan and the Equity Advancer. Products that can cut your payoff in half and save hundreds of thousands in interest.
02
Government and Conventional
VA, FHA, USDA, and Conventional loans structured to work in your favor from day one.
03
Non-QM and Investor
DSCR, Bank Statement, Asset Depletion, and Jumbo for self-employed borrowers and investors whose income does not fit a standard box.
Specialty Programs
The Equity Builder Experts
We are one of the few lenders in the country that offer both the All In One Loan and the Equity Advancer. These programs send payments to principal first, reducing interest cost and accelerating equity.
They can cut your loan payoff in half and save tens, if not hundreds of thousands in interest, without changing how you spend your money.
7-10
Yrs to Payoff
$100K+
Interest Saved
500+
Homeowners
Why Us
More Than a Transaction
For us, it is personal. We pour our passion into every interaction because we value genuine relationships over quick closes.
01
Experience, Process & Offering
Longevity provides perspective, insight, and reliability. With in-house underwriting, closing, and a vast product offering, we are the go-to deal-savers.
02
Heroes Advantage Program
Reduced closing costs and rates for military, first responders, law enforcement, medical professionals and educators.
03
Partners with The Exodus Road
Proceeds from every loan go to The Exodus Road in the fight against human trafficking. Todd volunteers and travels the world to fight for freedom.
04
COLORADO SPRINGS ROOTS
We have been part of this community for years, not just working in it, but living in it. We know the neighborhoods, the schools, the bases, and the market cycles. When you work with Todd and Aaron, you are not getting a loan officer who pulled up a zip code on a map. You are getting two people who genuinely know this city.
05
NO SURPRISES AT THE CLOSING TABLE
The most stressful part of buying a home is not knowing what comes next. We fix that by keeping you informed at every stage: what we need, what is happening, and what to expect. You will never have to chase us down for an update. By closing day, the only thing left to do is sign and celebrate.
Life Transitions
Let's Make It Better.
We love helping to find lending solutions for life’s big transitions, whether that is a military relocation, a divorce, or a complete life reset.
We offer 0% Interest, 0 payment bridge loans and a Refi-on-me Guarantee so that when rates come down beyond six months from closing, we cover the lender costs to refinance.
Clarity
We simplify the complex, with options and explanations.
Empathy
We listen first. Every situation is different.
Creativity
We explore every lending path, not just the obvious one.
Stability
We help clients land securely in a home that fits their future.
We Offer
Conventional | VA Loans | FHA | USDA | All in One | Equity Advancer | Dream Maker | DSCR | Bank Statement | Lite Doc | Construction | Vacant Land | Condos | Buydowns | Down Payment Assistance | Bridge Loans | Asset Depletion | Lock and Shop | 80-15-5 Combo | Jumbo | First-time Homebuyer | And Many More
Learn More
The Video Library
Everything you need to know, explained clearly. No jargon, no pressure.
Our Story
Who Are We?
Good friends, each from the south (Go Dawgs!) who ended up in the same neighborhood in Colorado Springs and partnered up at Valor.
We work with top realtors, trusted financial advisors and sought-after CPAs, all to provide the best service possible. And we have a lot of fun doing it.
“
Aaron & the team made transitioning to a new loan easy, clear & a financial benefit for my family. His patience & commitment to ensuring we understood the product made it an enjoyable process.
Premiere Team Client