About The Valor Premiere Team

Mortgage Advisors Who Tell You the Truth

Todd Crane and Aaron Keyes built their practice around one principle: the right loan for the right borrower, every time. No pressure, no runaround, no surprises at the closing table.

Meet the Team

The People Behind the Loan

Todd Crane

Todd Crane

Title: Mortgage Advisor
NMLS: #35108
Phone: (719) 482-5359
Email: Todd.Crane@ValorHL.com

Aaron Keyes

AARON KEYES

Title: Mortgage Advisor
NMLS: #2115518
Phone: (404) 455-5710
Email: Aaron.Keyes@ValorHL.com

Why Work With Us

People First. Results Always.

There are thousands of mortgage advisors. Most of them offer dozens of products and match borrowers to whatever fits. Todd and Aaron work differently. They take the time to understand your situation, identify the right product for your goals, and structure the loan to get you the best possible outcome. If you are a strong candidate for something, they will tell you. If you are not, they will tell you that too.

Deep Expertise

Todd and Aaron have closed hundreds of loans across every product type they offer. They know the nuances, the edge cases, and exactly how to structure a deal to get it across the finish line.

Radical Transparency

They will tell you upfront if a product is not the right fit for your situation. The goal is always the right outcome for you, not just a closed loan.

Homeowner Focused

Their entire practice is built around one thing: getting the right borrower into the right loan. If that means telling you to wait, they will say so.

Todd Crane and Aaron Keyes are mortgage advisors with Boxcar Mortgage LLC DBA Valor Home Loans. NMLS #1969375. 2748 North Gate Blvd, Colorado Springs, CO 80921. Licensed Nationally. Equal Housing Lender.

Ready to Find Out What You Qualify For?

Getting started takes less than 60 seconds. Once you submit, Todd and Aaron review every application personally. No call centers, no automated responses, no being handed off to someone who does not know your file. Just two experienced advisors who will reach out, walk you through your options, and tell you exactly where you stand.